Who are we?

Find the right mortgage with confidence. Expert advice and tailored solutions to support your property journey. Let us help you secure the financing that fits your needs.

Client focused

Buying a home is one of the biggest financial decisions you’ll ever make, and our Mortgage Team is here to guide you with confidence. We take the time to understand your goals, explain your options clearly, and find the right mortgage solution to support your move—now and in the future.

£0m Mortgage lending arranged in 2025

1 JAN – 31 DEC 2025

What our customers say on Google

See what our customers say. Real reviews from people who’ve sold, bought or let through us. Honest feedback and real-world experiences from satisfied homeowners.

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Nick Emery

★★★★★
2 February 2026
Katie was knowledgeable, efficient and personable in her approach. We was in touch with her for many years before deciding the right next step in our property journey but she... Read more
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Kiera Dennis

★★★★★
20 January 2026
Petar was incredible from start to finish. Nothing was ever too much trouble and no question was too silly. He made time to talk us through everything & made us... Read more
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Natalie Neale

★★★★★
20 January 2026
Jo was a fantastic help with our remortgage. She walked through the process clearly, which made it feel straightforward and stress-free. Jo was a huge support from start to finish... Read more
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Lily Phung

★★★★★
7 January 2026
From moment i called to arrange property viewing until i have mortgage advisor Petar contacted me back, i have received best supporting ever. He handles all the stressful paperworks for... Read more
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Tom Hogg

★★★★★
22 December 2025
Amanda was an excellent advisor from start to finish. Helped me understand the process in full, answered all questions I had, and aided me in finding the best mortgage deal... Read more
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Briana Pilgrim

★★★★★
19 December 2025
Amanda has been an amazing mortgage advisor, she has helped me from start to finish purchasing my first home, she is kind, friendly and patient. I had lots of questions... Read more
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Constantin Chelaru

★★★★★
23 October 2025
We were so lucky having Jo as our mortgage advisor. She is very professional, friendly and spent a lot of time with us making sure we will find the perfect... Read more

Our Mortgages team...

Lisa Burton

Mortgage Office Manager

I am the Mortgage Office Manager at HOME and I love working with our busy department full of amazing hard-working …

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Katie Pring LLB, Cert CII (MP and ER)

Senior Mortgage, Protection & Equity Release Adviser

I’m a Senior Mortgage, Protection & Equity Release Adviser with Home Partnership. I’ve been helping clients achieve their financial goals …

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Christina Howe

Mortgage Administrator

I have been a fully qualified Financial Adviser for many years working in Banking and Finance for Santander. I joined …

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Amanda Hebdon CeMAP

Mortgage & Protection Adviser

I have been a qualified mortgage and protection advisor for many years and enjoy helping people get the mortgage they …

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Petar Svilar CeMAP

Mortgage & Protection Adviser

I’m one of the mortgage and protection advisers at HOME, known for simplifying even the trickier cases and keeping clients …

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Types of mortgages…

First Timers

As a ‘first timer’ the mortgage process can be extremely daunting to say the least.

We have the time and experience to take you through from start to finish. We’re on hand to answer your questions, give advice and or be a shoulder to cry on should it be needed….

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Remortgage

Coming to the end of your current mortgage rate?.

Want to get a comparison between your current mortgage rate and the option of a new lender? Are you considering raising capital from your home but not sure which is the best way to do so?

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Buy To Let

Whether you’re an experienced or first time landlord we’re able to help.

If you want to invest as a limited company or as a landlord with a house of multiple occupation, we have access to all suitable lenders and can give advice…

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Protection

If you’re looking to review your current mortgage protection or set up new cover for your new mortgage we can help.

We can advise on cover for if you leave the stage earlier than expected, get sick or made redundant; we can advise on something to cover you for these risks so that your loved ones aren’t left high and dry as far as the pennies are concerned….

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Equity Release

Equity release is a financial arrangement that allows homeowners, usually those aged 55 or older, to unlock a portion of the value (equity) tied up in their property while still living in it….

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Mortgage matchmaking tailored to your needs.

With 100’s of mortgage products our advisors are here to help you and to provide a friendly and professional service. We have access to the whole mortgage market and due to our vast financial experience and qualifications within the industry you can rest assured we will advise on the most suitable mortgage product. All Mortgage and Protection advice is given in terms you can understand and confirmed in writing.

To arrange a confidential meeting with one of our advisers please fill in your information below or call us on 01245 253370 or 01277 218821.

Where you have a complaint or dispute with us and we are unable to resolve this to your satisfaction then we are obliged to offer you the Financial Ombudsman Service to help resolve this. Please see the following link for further details: https://financial-ombudsman.org.uk

FAQs

How much you can borrow depends on your income, existing outgoings and credit history.

Most residential mortgages require a minimum deposit of 5%–10% of the property value. A larger deposit can often secure lower interest rates and broader mortgage options.

Common options include fixed‑rate mortgages (predictable monthly payments) and variable or tracker mortgages (payments that can change with interest rates).

LTV is the percentage of the property’s value that you borrow as a mortgage. For example, borrowing 90% of the value results in a 90% LTV — the lower the LTV, typically the better the mortgage terms.

Lenders will review your credit record, income, regular outgoings, and any existing debts to assess affordability and repayment capability.

Yes. Self‑employed applicants often need to supply additional documentation such as tax returns or company accounts, but many lenders do accept those with non‑standard income.

Being independent means we are not tied to any lender or provider. We can access a wide range of mortgage lenders and protection providers, allowing us to recommend solutions based solely on what’s right for your circumstances.

We take time to understand your financial situation, goals, and future plans. Using our market access and expertise, we research suitable options and clearly explain our recommendations so you can make informed decisions.

Yes. Alongside mortgage advice, we provide protection advice to help safeguard you, your family, and your home. This includes life insurance, critical illness cover, and income protection, tailored to your needs.

Yes. All of our mortgage and protection advisers are fully qualified and authorised to provide advice. We operate in line with regulatory requirements to ensure advice is clear, fair, and compliant.

An independent adviser offers unbiased advice, wider choice, and personalised support. We guide you through the process, handle the paperwork, and remain on hand throughout and beyond completion.

Getting started is easy. Contact us to arrange an initial conversation, where we’ll discuss your needs, explain how we work, and outline the next steps with no obligation.

HOME Mortgages is a trading name of The Home Partnership Limited which is authorised and regulated by the financial conduct authority. The Financial conduct authority does not regulate commercial buy to let mortgages. As a mortgage is secured against your property, it may be repossessed if you do not keep up repayments on your mortgage. Where you have a complaint or dispute with us and we are unable to resolve this to your satisfaction then we are obliged to offer you the Financial Ombudsman Service to help resolve this. Please click here for further details.

Company registered address Henry Brake House, South Woodham Ferrers, Essex CM3 5NG. FCA number 616505. Company number is 05355751.

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